tag:blogger.com,1999:blog-68338318115937084962024-03-21T08:56:22.681-07:00dividendstrainerthere is no luck, just a plandividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.comBlogger55125tag:blogger.com,1999:blog-6833831811593708496.post-24880703337825768112021-11-01T03:04:00.003-07:002021-11-01T03:04:56.164-07:00Im back! October 2021 summary<p> I havent been active with the blog for quite a while. Lets quickly check what has happened in those 4 years.</p><p>- Strategy is still the same - to get more and more dividend paying stocks :)</p><p>- Stock portfolio has pretty much tripled since the last blog post and so have the dividends!</p><p>- I have also bought some cryptocurrencies since 2017, I will write a different post about my strategy and experience with them<br /></p><p>- Still investing in p2p loans</p><p><img alt="Why did the stock market increase in December so much? - Quora" class="n3VNCb" data-noaft="1" src="https://qph.fs.quoracdn.net/main-qimg-38b802ba143f9cc118828d5e88ff89a9-c" style="height: 534px; margin: 0px; width: 680px;" /> <br /></p><p><br /></p><p>October 2021 summary (all sums reported are after tax)<br /></p><p><b>Total passive income: 402,38 EUR</b><br /></p><p>Stocks: <b>198,2 EUR</b></p><p><i>MAIN 24,69 USD</i></p><p><i>KO 21,42 USD</i></p><p><i>MO 68,85 USD</i></p><p><i>O 30,09 USD</i></p><p><i>CAH 16,69 USD</i></p><p><i>PEP 45,53 USD</i></p><p><i>LEG 23,2 USD</i></p><p><i>QYLD 16,71 USD</i><br /></p><p><br /></p><p><b>P2P lending: 204,18 EUR</b><br /></p><p>Mintos 116,78 EUR<br /></p><p>Peerberry 87,4 EUR<br /></p><p><br /></p><p>I managed to save 87% of my income this month<br /></p>dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-87304006283711670502017-05-09T01:47:00.002-07:002017-05-09T01:47:39.660-07:00Month summary: April 2017<!--[if gte mso 9]><xml>
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<br />
<i>At the start of every month I will make a small summary of my previous
month. I will report my passive incomes and then will make a small summary what
I think about the previous month, check for mistakes that have been made and
how to improve my portfolio in the future. </i><br />
<i>
</i><br />
<b>
</b><b>Passive income: 541,2 EUR</b><br />
<br />
Stocks- <b>464,5 EUR</b><br />
TKM1T 408,87 EUR<br />
MAIN 11,01 USD<br />
KO 18,87 USD<br />
MO 20,74 USD<br />
O 9,86 USD <br />
<br />
P2P lending-<br />
Mintos- 68,22 EUR<br />
Bondora- 6,46 EUR<br />
Viventor- 0,27 EUR<br />
<br />
Real estate crowdfunding-<br />
Estateguru- 1,67 EUR<br />
<br />
Savings from income 89%<br />
<br />
Short summary:<br />
This April was the coldest one in last 40 years...I can wait for the weather to get warm enough for shorts and t-shirts. I also got a nice motivation spike and started training more seriously to take part in UCI world cups and maybe euro + world championships in 2018!<br />
Stocks made a nice bump in active income as TKM1T paid its annual dividend! Wish I could get that amount every month already :) hopefully it wont take very long to get there!<br />
Just got to keep saving and investing!<br />
<br />
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dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com3tag:blogger.com,1999:blog-6833831811593708496.post-47345532013394992942017-04-04T02:01:00.000-07:002017-04-04T02:01:43.892-07:00Month summary: March 2017<!--[if gte mso 9]><xml>
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Name="List Continue 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Message Header"/>
<w:LsdException Locked="false" Priority="11" QFormat="true" Name="Subtitle"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Salutation"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Date"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text First Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Note Heading"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Body Text Indent 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Block Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Hyperlink"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="FollowedHyperlink"/>
<w:LsdException Locked="false" Priority="22" QFormat="true" Name="Strong"/>
<w:LsdException Locked="false" Priority="20" QFormat="true" Name="Emphasis"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Document Map"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Plain Text"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="E-mail Signature"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Top of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Bottom of Form"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal (Web)"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Acronym"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Address"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Cite"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Code"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Definition"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Keyboard"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Preformatted"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Sample"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Typewriter"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="HTML Variable"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Normal Table"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="annotation subject"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="No List"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Outline List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Simple 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Classic 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Colorful 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Columns 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Grid 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 4"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 5"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 6"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 7"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table List 8"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table 3D effects 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Contemporary"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Elegant"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Professional"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Subtle 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 1"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 2"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Web 3"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Balloon Text"/>
<w:LsdException Locked="false" Priority="39" Name="Table Grid"/>
<w:LsdException Locked="false" SemiHidden="true" UnhideWhenUsed="true"
Name="Table Theme"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Placeholder Text"/>
<w:LsdException Locked="false" Priority="1" QFormat="true" Name="No Spacing"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading"/>
<w:LsdException Locked="false" Priority="61" Name="Light List"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 1"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 1"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 1"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 1"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 1"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 1"/>
<w:LsdException Locked="false" SemiHidden="true" Name="Revision"/>
<w:LsdException Locked="false" Priority="34" QFormat="true"
Name="List Paragraph"/>
<w:LsdException Locked="false" Priority="29" QFormat="true" Name="Quote"/>
<w:LsdException Locked="false" Priority="30" QFormat="true"
Name="Intense Quote"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 1"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 1"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 1"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 1"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 1"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 1"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 1"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 1"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 2"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 2"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 2"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 2"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 2"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 2"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 2"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 2"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 2"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 2"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 2"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 2"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 2"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 2"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 3"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 3"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 3"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 3"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 3"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 3"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 3"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 3"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 3"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 3"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 3"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 3"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 3"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 3"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 4"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 4"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 4"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 4"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 4"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 4"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 4"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 4"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 4"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 4"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 4"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 4"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 4"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 4"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 5"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 5"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 5"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 5"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 5"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 5"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 5"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 5"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 5"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 5"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 5"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 5"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 5"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 5"/>
<w:LsdException Locked="false" Priority="60" Name="Light Shading Accent 6"/>
<w:LsdException Locked="false" Priority="61" Name="Light List Accent 6"/>
<w:LsdException Locked="false" Priority="62" Name="Light Grid Accent 6"/>
<w:LsdException Locked="false" Priority="63" Name="Medium Shading 1 Accent 6"/>
<w:LsdException Locked="false" Priority="64" Name="Medium Shading 2 Accent 6"/>
<w:LsdException Locked="false" Priority="65" Name="Medium List 1 Accent 6"/>
<w:LsdException Locked="false" Priority="66" Name="Medium List 2 Accent 6"/>
<w:LsdException Locked="false" Priority="67" Name="Medium Grid 1 Accent 6"/>
<w:LsdException Locked="false" Priority="68" Name="Medium Grid 2 Accent 6"/>
<w:LsdException Locked="false" Priority="69" Name="Medium Grid 3 Accent 6"/>
<w:LsdException Locked="false" Priority="70" Name="Dark List Accent 6"/>
<w:LsdException Locked="false" Priority="71" Name="Colorful Shading Accent 6"/>
<w:LsdException Locked="false" Priority="72" Name="Colorful List Accent 6"/>
<w:LsdException Locked="false" Priority="73" Name="Colorful Grid Accent 6"/>
<w:LsdException Locked="false" Priority="19" QFormat="true"
Name="Subtle Emphasis"/>
<w:LsdException Locked="false" Priority="21" QFormat="true"
Name="Intense Emphasis"/>
<w:LsdException Locked="false" Priority="31" QFormat="true"
Name="Subtle Reference"/>
<w:LsdException Locked="false" Priority="32" QFormat="true"
Name="Intense Reference"/>
<w:LsdException Locked="false" Priority="33" QFormat="true" Name="Book Title"/>
<w:LsdException Locked="false" Priority="37" SemiHidden="true"
UnhideWhenUsed="true" Name="Bibliography"/>
<w:LsdException Locked="false" Priority="39" SemiHidden="true"
UnhideWhenUsed="true" QFormat="true" Name="TOC Heading"/>
<w:LsdException Locked="false" Priority="41" Name="Plain Table 1"/>
<w:LsdException Locked="false" Priority="42" Name="Plain Table 2"/>
<w:LsdException Locked="false" Priority="43" Name="Plain Table 3"/>
<w:LsdException Locked="false" Priority="44" Name="Plain Table 4"/>
<w:LsdException Locked="false" Priority="45" Name="Plain Table 5"/>
<w:LsdException Locked="false" Priority="40" Name="Grid Table Light"/>
<w:LsdException Locked="false" Priority="46" Name="Grid Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="Grid Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="Grid Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 5"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 5"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 5"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 5"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 5"/>
<w:LsdException Locked="false" Priority="46"
Name="Grid Table 1 Light Accent 6"/>
<w:LsdException Locked="false" Priority="47" Name="Grid Table 2 Accent 6"/>
<w:LsdException Locked="false" Priority="48" Name="Grid Table 3 Accent 6"/>
<w:LsdException Locked="false" Priority="49" Name="Grid Table 4 Accent 6"/>
<w:LsdException Locked="false" Priority="50" Name="Grid Table 5 Dark Accent 6"/>
<w:LsdException Locked="false" Priority="51"
Name="Grid Table 6 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="52"
Name="Grid Table 7 Colorful Accent 6"/>
<w:LsdException Locked="false" Priority="46" Name="List Table 1 Light"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark"/>
<w:LsdException Locked="false" Priority="51" Name="List Table 6 Colorful"/>
<w:LsdException Locked="false" Priority="52" Name="List Table 7 Colorful"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 1"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 1"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 1"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 1"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 1"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 1"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 2"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 2"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 2"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 2"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 2"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 2"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 3"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 3"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 3"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 3"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 3"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 3"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 4"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 4"/>
<w:LsdException Locked="false" Priority="48" Name="List Table 3 Accent 4"/>
<w:LsdException Locked="false" Priority="49" Name="List Table 4 Accent 4"/>
<w:LsdException Locked="false" Priority="50" Name="List Table 5 Dark Accent 4"/>
<w:LsdException Locked="false" Priority="51"
Name="List Table 6 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="52"
Name="List Table 7 Colorful Accent 4"/>
<w:LsdException Locked="false" Priority="46"
Name="List Table 1 Light Accent 5"/>
<w:LsdException Locked="false" Priority="47" Name="List Table 2 Accent 5"/>
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<br />
<i>At the start of every month I will make a small summary of my previous
month. I will report my passive incomes and then will make a small summary what
I think about the previous month, check for mistakes that have been made and
how to improve my portfolio in the future. </i><br />
<br />
Passive incomes: 240,03 EUR<br />
<br />
Stocks total- 129,54 EUR<br />
<br />
MAIN 11,01 USD<br />
CVX 17,44 USD<br />
HCP 16,35 USD<br />
F 23,8 USD<br />
IBM 20,23 USD<br />
TGT 14,79 USD<br />
FLO 27,2 USD<br />
O 9,84 USD<br />
<br />
P2P lending-<br />
Mintos-70,95 EUR<br />
Bondora- 6,42 EUR<br />
Viventor - 0,4 EUR<br />
<br />
Real estate crowdfunding-<br />
Estateguru- 32,72 EUR<br />
<br />
Savings from income 74,6%<br />
<br />
Short summary:<br />
Spring is finally showing its first signs and fortunately TGT price melted with the snow! I managed to add 51 shares of it at 53,4 USD per share. Now Im holding a total of 80 shares. 350 EUR went into Mintos making my portfolio worth 7000 EUR on the platform. Its possible to invest in different currencies there now and I converted 150 EUR into GEL and later that into PLN as there was no loans in GEL after I got paid back. April will crush a new personal best in monthly passive income :) Its incredible how fast the snowball is growing! In the first three months of 2017 Ive already earned more passive income than in 2015 total!dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-85668367508381307862017-03-31T02:40:00.000-07:002017-03-31T02:40:00.930-07:00Stock buy! TGTLast time I bought 29 shares in June 2016 at the price of 66,7 USD per share with a 3,36% yield. As the stock is on a discount at the moment I got myself 51 more shares at the price of 53,4 USD per share with a juicy 4,5% yield!<br />
This buy raised my annual dividend income 122,4 USD.<br />
I havent bought anything for a while and Im really happy there was this huge discount on TGT now :)<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
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<br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-41941019640487493372017-03-10T04:09:00.000-08:002017-03-10T04:09:04.737-08:00Month summary: February 2017<!--[if gte mso 9]><xml>
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<br />
<i>At the start of every month I will make a small summary of my previous
month. I will report my passive incomes and then will make a small summary what
I think about the previous month, check for mistakes that have been made and
how to improve my portfolio in the future. </i><br />
<i>
</i><br />
Passive income: <b>238,01 EUR</b><br />
<br />
Stocks- <b>147,85 EUR</b><br />
AAPL 8,24 USD<br />
OHI 68,51 USD<br />
MAIN 11,01 USD<br />
OKE 19,34 USD<br />
STON 17,76 USD<br />
O 9,84 USD<br />
ABBV 21,76 USD<br />
<br />
P2P lending-<br />
Mintos- 67,84 EUR<br />
Bondora- 6,01 EUR<br />
Viventor- 0,31 EUR<br />
<br />
Real estate crowdfunding-<br />
Estateguru- 0<br />
<br />
Other: 16 EUR<br />
<br />
Savings from income 26%<br />
<br />
Short summary:<br />
Savings are much smaller because I bought myself a new PC, I build it from parts and chose upper level parts which made it quite expensive but it should be able to run everything for the next 5-10 years easily. If you divide the cost of the PC on all the upcoming months I will use it, then its not so expensive anymore :)<br />
<br />
Im glad that spring is finally coming and the weather should get warmer soon, theres already so much more light outside and the days are longer. Things on the stock market are not so bright as the prices are still too high to buy anything. Lets see what the prices will do in upcoming months, Id like to buy something already :) <br />
dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-32294517817507207252017-02-01T02:44:00.001-08:002017-02-01T02:44:27.312-08:00Month summary: January 2017<!--[if gte mso 9]><xml>
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<br />
<i>At the start of every month I will make a small summary of my previous
month. I will report my passive incomes and then will make a small summary what
I think about the previous month, check for mistakes that have been made and
how to improve my portfolio in the future. </i><br />
<br />
Passive income total: <b>153,6 EUR</b><br />
<br />
Stocks- <b>60,61</b> EUR<br />
<br />
OHI 3,04 USD<br />
MAIN 18,87 USD<br />
HCP 13,27 USD<br />
MO 20,74 USD<br />
O 9,47 USD<br />
<br />
P2P lending-<br />
Mintos- <b>68,8 EUR</b><br />
Bondora- <b>7,42 EUR</b><br />
Viventor- <b>0,8 EUR</b><br />
<br />
Real estate crowdfunding-<br />
Estateguru- <b>0 EUR</b><br />
<br />
Other investments- <b>16 EUR</b><br />
<br />
Savings from income <b>94,4%</b><br />
<br />
Short summary:<br />
From 2017 I have a bit more free time as I work only part time (60%) on my main previously full time job. This means 40% less earned from that job. I cant invest as much as previously but the extra free time is worth it, Ive been grinding 7 days per week for a few years now and its time to slow down. Plan is to work only 20h per week soon, at the moment its a bit over 40 I think and it used to be over 60h....<br />
Even if I dont add any extra money to my investments I should be easily able to retire 100% before the age of 30 by just reinvesting the interests, but I will keep adding more money to do it sooner :)<br />
dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com6tag:blogger.com,1999:blog-6833831811593708496.post-42251364563734468312017-01-11T01:49:00.001-08:002017-01-11T01:49:29.213-08:00Month summary: December 2016<!--[if gte mso 9]><xml>
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<br />
<i>At the start of every month I will make a small summary of my previous
month. I will report my passive incomes and then will make a small summary what
I think about the previous month, check for mistakes that have been made and
how to improve my portfolio in the future. </i><br />
<br />
Passive incomes:<br />
<b>Stocks- 252 EUR </b><br />
<br />
MAIN 25,9 EUR<br />
CVX 16,5 EUR<br />
F 16,59 EUR<br />
IBM 19,17 EUR<br />
SFG1T 120 EUR<br />
TGT 14 EUR<br />
FLO 25,77 EUR<br />
KO 14,07 EUR<br />
<br />
P2P lending-<br />
<b>Mintos- </b> <b>71,32 EUR</b> (6528 EUR on platform)<br />
<b>Bondora-</b> <b>9,33 EUR</b> (1067 EUR on platform)<br />
<b>Viventor-</b> <b>0,8 EUR</b> (53,69 EUR on platform)<br />
<br />
Real estate crowdfunding-<br />
<b>Estateguru- 20,12 EUR</b><br />
<br />
Other investments: <b>16 EUR </b><br />
<br />
<b>Total passive income: 367,59 EUR </b><br />
<br />
Savings from income <b>92,7%</b><br />
<br />
Short summary:<br />
Month went by really fast and theres not much to say about it. Stock prices are getting really high again and its hard to find any attractive enough prices to buy. REITs are still quite attractive though, I managed to grab some shares of Realty Income, its really nice that they pay dividends every month.<br />
Apart from the stock buy I didnt add any extra money anywhere else. <br />
Overall the month was great as I managed to save a bit more than usually and the passive income was above average :)<br />
I still havent used my car and keep on using my bike for transport which helps to save a lot more money and make me healthier. <br />
<br />
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dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com2tag:blogger.com,1999:blog-6833831811593708496.post-53415957195098100352016-12-13T11:21:00.001-08:002016-12-13T11:21:52.222-08:00Stock buy! OJust got myself 55 shares of Realty Income Corporation (O) at the price of 55,95 USD per share. This buy will add 133,1 USD to my annual dividend income! Another cool thing about O is that it pays its dividends monthly.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
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<br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com1tag:blogger.com,1999:blog-6833831811593708496.post-72925098497782657082016-12-06T01:50:00.000-08:002016-12-06T01:50:50.584-08:00Month summary: November 2016<!--[if gte mso 9]><xml>
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<br />
<i>At the start of every month I will make a small summary of my previous
month. I will report my passive incomes and then will make a small summary what
I think about the previous month, check for mistakes that have been made and
how to improve my portfolio in the future. </i><br />
<br />
Passive incomes:<br />
Stocks- During the election prices dropped and I made 2 buys in the month:<br />
40 shares of ABBV at the price of 53,48 EUR per share and I increased my position in OHI by buying 62 more shares at the price of 26,6 EUR per share, this buy helped me to average down the average price for the stock.<br />
<br />
Dividends received:<br />
<br />
AAPL 7,6 EUR<br />
OHI 33,2 EUR<br />
MAIN 10,4 EUR<br />
OKE 18,2 EUR<br />
HCP 15,41 EUR<br />
STON 16 EUR<br />
<br />
<b>Total - 100,21 EUR</b><br />
<br />
P2P lending- Didnt add nor withdraw any money, just reinvested the interests.<br />
<b>Mintos- 71,3 EUR</b> (portfolio 6441 EUR)<br />
<b>Bondora- 8,55 EUR</b> (portfolio 1075 EUR)<br />
<b>Viventor - 0,6 EUR</b> (portfolio 53,17 EUR)<br />
<br />
Real estate crowdfunding-<br />
Estateguru- Didnt add nor withdraw anything, still waiting for my 2 loans to be paid back. Date for payment is around May-June.<br />
<br />
Other investments: <b>32 EUR</b><br />
<br />
All passive incomes combined: <b>213,26 EUR </b><br />
<br />
Savings from income <b>88%</b><br />
Stock portfolio market value <b>42513 EUR</b><br />
Total value of portfolios combined <b>50532 EUR </b><br />
Projected average monthly income after tax <b>269 EUR</b><br />
<br />
Average savings % has risen as Im not using my car anymore and will probably sell it. I decided to use my bike for transport through the winter. We already had a lot of snow at the start of the month where I could try if its possible to ride my bike through the snow. Which is actually quite fun :)<br />
I cycled a bit more than 300km with my bike during the month.<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXnPF0gX5vUEJVfk_bD28DVg3J1hbXbkqx6Q55MRV6qswBvzyw7KMJlbhM2una69GH2Q-ID5aSmjN9EGqt6GwssN0jDKAjdmCdItdEiXHPi_N13c6_-y4QYVAjqeDAqutdFCHydilkzLo/s1600/IMAG0203.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="360" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXnPF0gX5vUEJVfk_bD28DVg3J1hbXbkqx6Q55MRV6qswBvzyw7KMJlbhM2una69GH2Q-ID5aSmjN9EGqt6GwssN0jDKAjdmCdItdEiXHPi_N13c6_-y4QYVAjqeDAqutdFCHydilkzLo/s640/IMAG0203.jpg" width="640" /></a></div>
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dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-61603607863962340242016-11-10T13:58:00.001-08:002016-11-10T13:58:13.167-08:00Stock buy! OHIAfter the election I increased my position in OHI. I bought 62 shares at the price of 29 USD per share which averaged my buy price down to 30,45 USD per share. This buy increased my annual dividend income by 151 USD. Now I own a total of 130 shares of OHI.<br />
<br />
Hope you got some good deals as well :)dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com1tag:blogger.com,1999:blog-6833831811593708496.post-79753572297021778832016-11-08T11:30:00.001-08:002016-11-08T11:31:55.505-08:00Stock buy! ABBVSince the election has dropped healthcare section prices I got myself 40 shares of AbbVie Inc at the price of 59 USD per share. With a juicy 4,3% yield it increased my annual dividend income by 102,40 USD!<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNXGBbXORwbo-NM5-aTbHV5mI12MM68fVJqcV18wQ-SZpcKCXYVgtc9M0U-4IzDOJE9Lmg6iUD8YQL76j3X6A63cjnXM6SddHS2_m-Hkqa8nzxMwiD0FpoMXQj0c80YvafHPSEkZhpUNg/s1600/abbvie-logo.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="55" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNXGBbXORwbo-NM5-aTbHV5mI12MM68fVJqcV18wQ-SZpcKCXYVgtc9M0U-4IzDOJE9Lmg6iUD8YQL76j3X6A63cjnXM6SddHS2_m-Hkqa8nzxMwiD0FpoMXQj0c80YvafHPSEkZhpUNg/s320/abbvie-logo.png" width="320" /></a></div>
<br />
<br />
<br />
<br />
Now I will wait for the election results and depending on the prices I might buy something more. REITs are attractively priced at the moment, so maybe something from them. Id like to average down on OHI or maybe get into a new position and buy some shares of O. We will see after the election.dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-62371069062958246042016-11-01T03:01:00.000-07:002016-11-01T03:10:34.656-07:00Month summary: October 2016<i>At the start of every month I will make a small summary of my previous month. I will report my passive incomes and then will make a small summary what I think about the previous month, check for mistakes that have been made and how to improve my portfolio in the future. </i><br />
<br />
Passive incomes: <b>89,22 EUR</b><br />
<br />
Stocks- <b>10,11 EUR</b><br />
MAIN 10,11 EUR<br />
<br />
Only one stock paid me dividends this month, quiet month. But next year it will be better as I bought some shares of KO in September, too bad that I bought them after the ex div date so I didnt get any dividends yet. In October I got myself 40 shares of Altria (MO) for the price of 61,7 USD per share. This buy added 97,6 USD to my annual dividend income, I bought them after the ex div date so I didnt get any dividends in this month. There was also a dividend cut from STON, they cut their dividend 50% which decreased my annual dividend income by 112,2 USD. Bad news but another example that you shouldnt chase the yield, if its too high then a dividend cut in the near future is very likely to happen.<br />
<br />
P2P lending-<br />
Mintos- <b>69,04 EUR</b> (6342 EUR in platform)<br />
Bondora- <b>9,6 EUR</b> (1097 EUR in platform)<br />
Viventor <b>0,47 EUR</b> (52,29 EUR in platform)<br />
<br />
Didnt add nor withdraw any money from P2P platforms, just reinvested the interests.<br />
<br />
Real estate crowdfunding-<br />
Estateguru- <b>0</b> (470 EUR in platform)<br />
<br />
In Estateguru I have invested in 2 loans which will be paid back with interest in 2017 spring/summer.<br />
<br />
Savings from income <b>88,5%</b><br />
Stock portfolio market value <b>37 184,99 EUR</b><br />
Total value of portfolios combined <b>44 676 EUR </b><br />
Projected average monthly income after tax <b>243 EUR</b><br />
<br />
Overall the month was great. I havent used my car since August and it has improved my savings rate. Im actually planning to sell my car and commute with my bike through the winter. It will be harder with all the snow but I just need to get out of my comfort zone :) Im sure that its much more fun to cycle in snow than sit behind traffic lights and constantly look at the car in front of me.<br />
In October I cycled for transport (not including training distance) 282km + around 30-40km total for smaller rides. I got an interesting thought from the book Early Retirement Extreme that cycling is used for transport and recreational use but running is seen only as recreational only, why not run as a way of transport. So I tried it on the last day of October, I ran 3,6km (1,8+1,8km) as a way of transport (average speed was 12kmh compared to 23-26 with commuting bike) and I will use it more in the future :) I mostly train on bikes and in the gym but this is a great way to improve my running ability.<br />
<br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com2tag:blogger.com,1999:blog-6833831811593708496.post-68735991547713019892016-10-06T12:46:00.000-07:002016-10-06T12:46:31.463-07:00Stock buy! MOI just bought 40 shares of Altria (MO) at the price of 61,7 USD per share with a 4% yield. This will boost my annual dividend income by 97,6 USD!<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://s-media-cache-ak0.pinimg.com/236x/b7/94/89/b7948994778cdd201718c98aa6c0ea20.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://s-media-cache-ak0.pinimg.com/236x/b7/94/89/b7948994778cdd201718c98aa6c0ea20.jpg" width="218" /></a></div>
Altria Group Inc. is a strong dividend champion that has been paying dividends for 47 years straight and the average dividend increase has been 10,7% for the last 15 years.<br /><br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com6tag:blogger.com,1999:blog-6833831811593708496.post-77507331399015617472016-10-04T01:04:00.000-07:002016-10-04T01:04:22.250-07:00Month summary: September 2016Weather is slowly getting colder and colder but on the bright side the stock prices have dropped a bit compared to summer months.<br />
In stocks I bought 60 shares of Coca-Cola (KO) at the price of 42,67 USD per share which added 84 USD to my annual dividend income.<br />
<br />
Dividends were paid by 6 different companies (all payments were in USD but converted to EUR):<br />
MAIN 9,58 EUR<br />
CVX 15,46 EUR<br />
F 15,98 EUR<br />
IBM 18,1 EUR<br />
TGT 13,24 EUR<br />
FLO 24,38 EUR<br />
<br />
Total 96,74 EUR<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmzAZve8bBspwd3wNhKaB8pXEgHcI5ncbDUWfbzP4B38KlmuQ7yBU1VgKs6Q4X2IjaOiEamGjJUt4oO-0LbgiYmcboV8ViJM8x_mjVwn9n5pvPoNOuYSL61RF7JF7vvr8q5sfHdZLgLZQ/s1600/stockid2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="231" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmzAZve8bBspwd3wNhKaB8pXEgHcI5ncbDUWfbzP4B38KlmuQ7yBU1VgKs6Q4X2IjaOiEamGjJUt4oO-0LbgiYmcboV8ViJM8x_mjVwn9n5pvPoNOuYSL61RF7JF7vvr8q5sfHdZLgLZQ/s640/stockid2.jpg" width="640" /></a></div>
<br />
<br />
And the social lending platforms:<br />
<br />
First my favourite one <b>Mintos </b><br />
Interest earned <b>64,34 EUR</b><br />
and my current portfolio stands at 6264 EUR as I added another 300 EUR in there.<br />
Plan is to slowly keep adding extra funds.<br />
<br />
<b>Bondora</b><br />
Interest earned <b>8,44 EUR</b><br />
Current portfolio is worth 1075 EUR<br />
Plan is to reinvest interest but not add nor withdraw anything.<br />
<br />
<b>Viventor</b><br />
Interest earned <b>0,45 EUR</b><br />
Current portfolio 51,82 EUR<br />
Plan is the same as in Bondora, just to keep the money in and let it grow.<br />
<br />
<a href="https://estateguru.co/login/auth?userPromotionCode=EGU07333" target="_blank">Estateguru</a><br />
Interest earned 0 EUR<br />
Current portfolio 470 EUR<br />
That money is divided into 2 different loans which should be paid back with interest next year.<br />
<br />
Total passive income for September was 185,97 EUR and the average monthly income so far this year is 203,5 EUR. Next year it should be easily over 300 which gives me level 1 financial independence! Meaning that my passive income will be able to pay for food and shelter / the basic needs.dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com5tag:blogger.com,1999:blog-6833831811593708496.post-43816774175226157562016-09-14T12:35:00.004-07:002016-09-14T12:35:59.873-07:00I bought Coca-Cola while being on a dietWait what? TOO MUCH CARBS!!!<br />
<br />
You can relax, I just bought the stock! Ive been waiting for this, I dont know why but Ive always wanted to own KO shares. Finally the price is dropping and I bought 60 shares at the price of 42,67 USD per share with a 3.3% dividend yield. Solid company that has been raising its dividend for over 50 years around 8% per year.<br />
<br />
And actually I didnt lie, I bought some Coca-Cola Zero, Its great to kill some cravings while being on a diet.<br />
Since Im on the topic, fat loss is going according to plan Ive lost over 3kg-s of fat - around 140g per day on average. Ill post some pictures at the end of September :)<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://s-media-cache-ak0.pinimg.com/236x/be/32/66/be32666e703a75911a357dcbf2fd6997.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://s-media-cache-ak0.pinimg.com/236x/be/32/66/be32666e703a75911a357dcbf2fd6997.jpg" /></a></div>
<br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com5tag:blogger.com,1999:blog-6833831811593708496.post-8975106466777809102016-08-31T12:58:00.002-07:002016-08-31T12:58:50.174-07:00Month summary: August 2016Summer went by really fast and its already dark outside while Im writing this post, just a few weeks ago during the same time it was possible to catch some last sun rays outside. Luckily I had 2 weeks more vacation during that time and like usually I spent that time mostly on my bikes :)<br />
<br />
I finally gathered some motivation to reach my sub 10% bodyfat goal this year and I should be able to get there during September If I keep my diet strict. Im already much drier but Ill post before and after pictures when Ive reached my goal!<br />
<br />
About investing in August. Stock prices are still high but I found a hidden gem and bought <a href="http://dividendstrainer.blogspot.com.ee/2016/08/stock-buy-flo.html" target="_blank">200 shares of FLO</a>. Price was great and it added 128 USD to my annual dividend income.<br />
<br />
My P2P lending sites: <br />
<br />
I invested 500 EUR more in <b><a href="https://www.mintos.com/en/?utm_source=refer-a-friend&utm_medium=referral&utm_campaign=investor_17999" target="_blank">Mintos.</a></b><br />
And I received <b>61,54 EUR</b> of interest during the month. First time over 60 EUR per month and it keeps growing!<br />
<br />
In <b>Bondora</b> I still have a bit over 1000 EUR ticking and it made me <b>9,44 EUR</b> of interest during the month. I will just hold the sum in there, not adding nor taking out any money.<br />
<br />
<b>Viventor</b> made me <b>0,63 EUR</b> from the 50 EUR I have in there.<br />
<br />
From some <b>other loans</b> I received <b>16 EUR</b> of interest.<br />
<br />
And now my favourite part the dividends! I like them the most because I really believe in the dividend growth- at first the % you earn is really small but if it grows 5-15% every year then at some point the snowball effect will be really strong.<br />
<br />
I received <b>dividends</b> from the following companies:<br />
AAPL 7,31 EUR<br />
OHI 30,79 EUR<br />
MAIN 9,5 EUR<br />
OKE 17,17 EUR<br />
HCP 22,73 EUR<br />
STON 34,86 EUR<br />
<br />
total <b>122,36 EUR</b><br />
<br />
To sum it all up I received <b>209,97 EUR</b> which I didnt have to work for :) this makes up to 42% of my level 1 financial independence - at 100% I would be able to pay for the most basic needs like food and housing. Now I just continue to invest aggressively and hopefully I can get some solid stocks for better price in Fall.dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com2tag:blogger.com,1999:blog-6833831811593708496.post-56098206864057089482016-08-23T01:17:00.001-07:002016-08-23T01:17:24.515-07:00Stock buy! FLOHavent bought any stocks for almost 2 months now as everything is so expensive for my liking. Until I noticed that one stock from my watchlist has dropped its price quite nicely. I got myself 200 shares of FLO at the price of 15.22 USD per share. This buy adds 128 USD to my annual dividend income.<br />
<br />
I think its a nice buy as FLO is a dividend contender that has paid and raised its dividend for 15 years straight! It produces different bread products and supplies them in most of the US states. It still has a lot of room to expand there which mean a very good growth potential. The company is strongly undervalued at the moment and I personally think that the price will bounce to around 20-25 USD per share in just a few months.<br />
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh23j21Ghh0MZAs26nJbpr7M0MZYIuilDSp6DaOBAdPcJU9zkkm3sohHrvo9WG9p8sE-iqaiue_sRKuydn4pLM39uKNSZ8XBwu2YdGSreoPI8DVJiljbh-PsJjZM7YuhtlR7DTtrfx4bXE/s1600/naturesownknoxville.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="255" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh23j21Ghh0MZAs26nJbpr7M0MZYIuilDSp6DaOBAdPcJU9zkkm3sohHrvo9WG9p8sE-iqaiue_sRKuydn4pLM39uKNSZ8XBwu2YdGSreoPI8DVJiljbh-PsJjZM7YuhtlR7DTtrfx4bXE/s400/naturesownknoxville.jpg" width="400" /></a></div>
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It feels so nice to buy stocks again and increase my monthly passive income :)dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com6tag:blogger.com,1999:blog-6833831811593708496.post-28909801144526449452016-08-02T01:54:00.000-07:002016-08-02T02:22:40.177-07:00Month summary: July 2016Last 2 weeks I took out some of my vacation days from my most time consuming job. I got to taste what it is like to work only part time - something I want to start doing soon! Maybe even next summer Im going to quit my job and work only half time or continue doing it but only 2-3 days per week if my employer agrees with it. I kinda like the job but it just takes too much time and I dont have any time left for other things like training. Its quite hard to do any high intensity training after a long day at work, youre just mentally exhausted. In speed and strength type of sports you need to be fresh and sharp not sluggish...<br />
During my vacation days my physical activity was much higher - according to my Polar watch it was almost 3x higher than normally :)<br />
A lot of the time was spent on bikes:<br />
In the forest - <br />
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On the roads-<br />
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And on everything normal people dont ride their bikes on -<br />
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And the time I wasnt on my bikes I spent in the gym or outside doing street workout/calisthenics:<br />
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<iframe allowfullscreen="" class="YOUTUBE-iframe-video" data-thumbnail-src="https://i.ytimg.com/vi/6vXsC90H98E/0.jpg" frameborder="0" height="266" src="https://www.youtube.com/embed/6vXsC90H98E?feature=player_embedded" width="320"></iframe></div>
130kg / 290lbs Bench press for 7 reps (yeah I know I cheated a bit with hips)<br />
<a href="https://www.instagram.com/p/BHxKz9khyAU/?taken-by=martsonm" target="_blank">Deadlift 180kg / 400lbs for 5 reps - Instagram link</a><br />
(you can also hit the follow button on instagram if you would like to :)<br />
<br />
Training side in July was a lot of fun but the investing side was actually quite boring.<br />
My savings rate was good but not as good as the last months have been. I managed to save <b>83,75%</b> of my active income and all of it will be invested!<br />
<br />
Ive collected quite a decent amount of cash to invest because the stock prices have been too high for the last 2 months, there isnt much to buy at the moment. I didnt buy any stocks in July - really boring I know... but I still collected some <b>dividends</b>:<br />
<br />
SFG1T - 180 EUR<br />
MAIN - 9,67 EUR<br />
<br />
total - 189,67 EUR<br />
<br />
SFG1T was the big payer this month and it raised its dividend by 50% compared to last year, which was a really nice surprise :)<br />
<br />
Stocks pay dividends annually or quarterly so Its nice that from social lending I get some interest every month.<br />
<br />
Still my favourite one - <b><a href="https://www.mintos.com/en/?utm_source=refer-a-friend&utm_medium=referral&utm_campaign=investor_17999" target="_blank">Mintos</a> </b>paid me <b>49,83</b> EUR of interest, plus I invested another 600 EUR in the platform.<br />
If you would like to give Mintos a try then feel free to use my referral link:<br />
<a href="https://www.mintos.com/en/?utm_source=refer-a-friend&utm_medium=referral&utm_campaign=investor_17999" target="_blank">Referral link</a><br />
<br />
With that we will both benefit. Text from their site:<br />
<i>Once your friend registers via the link and starts investing, we will reward both of you with 1% of their invested amount.<br /><br />
The reward will be calculated based on the average daily invested
balance over a 3-month period and paid in three installments — 30, 60,
and 90 days after the registration date.<br /><br />
For example, Daniel refers Sara who starts investing via Mintos
marketplace. After 30 days the average invested balance Sara has had
over the period is EUR 3,500, so we will credit 1% of EUR 3,500 (or EUR
35) into Daniel's investor account, and another EUR 35 into Sara's
investor account. After 60 and 90 days we will review the average
invested balance again and, if it increases, credit both Daniel's and
Sara's investor account accordingly.</i><br />
<br />
<b>Bondora </b>earned me <b>10,65</b> EUR of interest. I have a bit more than 1000 EUR in there and Ill just keep it that way - not adding nor taking out any money.<br />
<b>Viventor </b>made me 0,28 EUR just like last month and my 50 EUR in there is becoming 51 EUR next month. 1 EUR in 3 months seems like nothing but actually its a 2% capital increase in less than 3 months, which is not bad at all.<br />
<br />
And the <b>total passive income </b>for July was - <b>266,43 EUR</b><br />
which makes around half of my financial independence level 1. Everything over that can be invested or spent on unnecessary stuff.<br />
<b> </b><br />
After all July was a great month as I had a lot of the most valuable resource - free time :)<br />
<br />
<br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-37031934041299421832016-07-03T07:58:00.000-07:002016-07-03T07:58:23.494-07:00Month summary: June 2016In my last months review I wrote that Ive increased my active income every month this year and thought it cant go on forever so June should be lower than May. I was wrong and made another record in active income which means more money to invest as my savings rate was 94%<br />
Lets see what July will bring!<br />
<br />
And now the more important part - passive income<br />
<br />
First p2p lending -<br />
<br />
<b>Bondora </b>- interest earned <b>9,53 EUR</b>, I havent added any extra money there, just have around 1100 EUR circling there.<br />
<b>Viventor </b>- only 50 EUR invested there and the interest earned on that sum was <b>0,28 EUR. </b>Active loan selecting is really slow there but the auto-invest option works really well.<br />
<b>Mintos - </b>my favourite one from the P2P lending sites because of how well the site works, communication with investors and of course the buy back guarantee. Also the interest rates are really high on 13,5%. Mogo would like to lower the interest rates to sub 10% though but they probably wont do it too soon because then investors would just choose other borrowers and they would lose more than gain from the change.<br />
Interest earned from Mintos was 44,35 EUR, I invested an extra 600 EUR in there too.<br />
<br />
Real estate-<br />
<br />
June was quiet on <b>Estateguru, </b>I didnt lend any extra money but I still have 2 loans slowly ticking there and they should be paid back with interest in 2017 Spring.<br />
<br />
Stocks-<br />
<br />
I made 2 buys in June-<br />
85 shares of STON @ 21,44 EUR (1822 EUR) -10.9% yield<br />
29 shares of TGT @ 59,5 EUR (1725 EUR) - 3.6% yield<br />
<br />
TGT is a strong dividend champion and I got it with a really nice price tag. STON is a bit more riskier buy, it has some dividend history though and is also included on Fischs dividend CCC list.<br />
<br />
Dividends received- 307,89 EUR<br />
<br />
MAIN - 24,42 EUR<br />
CVX - 15,42 EUR<br />
F - 16 EUR<br />
IBM - 18,05 EUR<br />
TVEAT1 - 234 EUR <br />
<br />
Junes money invested in stocks and p2p lending should increase my monthly income by around 28,4 EUR<br />
<br />
I would also like to link some articles that caught my attention and are too good to not share:<br />
<a href="http://www.investorpeek.com/dividend-growth-investing-exposed/" target="_blank">InvestorPeek - dividend growth investing exposed</a><br />
Strongly recommend to read this to understand dividend growths power better and actually see it in work<br />
<br />
<a href="http://dividendlife.com/2014/07/14/is-dividend-growth-better-than-yield/" target="_blank">Dividendlife - is dividend growth better than yield</a><br />
Another good one to understand the growth better<br />
<br />
<br />
Whats next?<br />
I would really like to buy some more dividend champions but the prices are really really high at the moment, I will probably have to wait for a bit to get more but then Its possible to buy more at once and save a bit on commission fees.<br />
<br />
All in all Im really happy with June and I will keep investing agressively!dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-8402700244729649102016-06-14T22:45:00.000-07:002016-06-14T22:45:05.632-07:00Stock buy! TGTMost of the stocks have a really high price at the moment but you can always find something that has a bit better price. This time it was TGT, another strong dividend champion in my portfolio from now. It has been raising dividends for 48 years in a row!<br />
<br />
I got myself 29 shares at the price of 66,7 USD per share with a 3,36% yield, raising my annual income by 65 USD. If Target keeps raising their dividend at the same pace (average for the last 17 years has been 16%) then next year my dividend payment will jump to around 70-73 USD!<br />
<br />
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<br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com5tag:blogger.com,1999:blog-6833831811593708496.post-73468363241052032802016-06-03T12:29:00.000-07:002016-06-03T12:29:15.754-07:00Stock buy! STONI bought 85 shares of STON at the price of 24.3 USD per share. Price was near the 52 week low and seemed to be the best choice from my watch list at the moment. STON is a dividend contender that has paid and raised its dividend for 11 years straight!<br />
Current yield for the price is 10,9%<br />
My monthly projected passive income increased by 19 USDdividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-71173192251859882952016-05-31T01:31:00.000-07:002016-06-02T11:52:17.709-07:00Month summary: May 2016The weather in may has been really good which means a lot of training outside! :) I also turned 25 years old which made me think about my current situation. Im in quite good position compared to other people in my age group as I can reach financial independence before age 30 if I keep up the good work. Or I could start working half time in a year!<br />
<br />
Financially May has been really impressive, especially in my savings % which was <b>90,6%. </b>I spent less and hit another active income personal best, thats a new record every month this year. It cant go up like this forever though, in June I doubt that I can hit another record, but you never know :)<br />
<br />
In P2P sites Ive been very active as I started investing on a new platform: Viventor<br />
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Its a bit early to write a long review about it but at first glance it seems good but it can improve.<br />
<br />
Pros:<br />
-All loans have a buyback guarantee (and they want to keep it that way)<br />
-They communicate with investors. Owners are very helpful and answer all your questions fast, I actually spoke a bit with one of the founders<br />
-Lots of short term loans (1 month)<br />
-Very simple to use, especially when youre just starting with P2P lending sites<br />
<br />
Cons:<br />
-If you like to invest manually then it takes A LOT of time as you have to confirm all the loans one by one. I like the system in mintos much more where you select all the loans and then confirm them all together.<br />
-Interest rates are a bit lower compared to other platforms<br />
<br />
At the moment I have 50 EUR on the platform and it has earned me 6 cents in 2 weeks. I invested in 1 month loans so next month I should get the whole 50 EUR back + interest.<br />
<br />
<br />
From <b>Bondora </b>I took 177 EUR out and now i have 1082 EUR left on the platform and I will keep it that way. The remaining cash made me 10,04 EUR in May.<br />
<br />
<b>Mintos </b>I like the most thanks to high interest % and buyback guarantee. I added 1100 EUR on the platform and this means also a new record in interest earned which was 33,95 EUR.<br />
Mintos is the platform I like the most at the moment, if you want to start investing there too then you can use my <a href="https://www.mintos.com/en/?utm_source=refer-a-friend&utm_medium=referral&utm_campaign=investor_17999" target="_blank">link.</a> Which will make us both 20 EUR extra if you invest 1000 EUR or more in less than 90 days.<br />
<br />
From <b>Estateguru </b>I got some bonus money 5 EUR. If you want to start investing in Estateguru then feel free to use my <a href="https://estateguru.co/login/auth?userPromotionCode=EGU07333" target="_blank">link</a> which will make us both 0,5% extra interest :)<br />
<br />
And my favourite part: <b>Stocks!</b><br />
<br />
I bought 17 shares of IBM for 144 USD each with a 3,58% yield.<br />
<br />
Dividends received:<br />
-AAPL 7,27 EUR<br />
-OHI 29,58 EUR<br />
-MAIN 9,45 EUR<br />
-OKE 17,23 EUR<br />
-HCP 22,7 EUR<br />
<br />
Total - 86,23 EUR<br />
<br />
In June TVEAT will pay its dividends which means a bigger dividend income for that month as they pay their dividends annually.<br />
<br />
Total passive income for May was 151,29 EUR<br />
<br />
How was your month? Were you happy with it?<br />
<br />
<br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com3tag:blogger.com,1999:blog-6833831811593708496.post-9955123031015260242016-05-16T00:15:00.001-07:002016-05-16T00:15:33.888-07:00Stock buy! IBMAnother purchase in tech sector. IBM has increased their dividends for 21 years straight and at the moment the price is quite good. Dividend yield is 3,85% and it will increase my annual dividend income by 95,2 USD as I bought 17 shares at the price of 144,65 USD per share. Average increase in dividends has been around 16% for IBM which means that next year I should get around 110 USD per year from IBM. Thats a 15 USD increase for doing absolutely nothing! Thats the main reason I really believe in dividend growth investing.<br />
<br />
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<br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com1tag:blogger.com,1999:blog-6833831811593708496.post-59877172179816800642016-05-02T03:04:00.002-07:002016-05-02T03:04:42.232-07:00Month summary: April 2016April was really good for me as I made both active income and passive income personal records!<br />
From my active income I managed to save 83,7%. My portfolio including all my investments is getting over 30 000 EUR now which means that I still have 8 more months to complete my goal to get my portfolio over 40 000 EUR in 2016. It should be doable!<br />
<br />
Lets look at the passive income part now:<br />
<br />
In social lending <b>Bondora </b>made me 15,19 EUR income and Im still taking money out from the platform and adding it to <b>Mintos</b>, which made me 24,45 EUR in April. I also added 400 more EUR into my mintos portfolio and I will add some more monthly from now on.<br />
<br />
In real estate Pakri project was successful and I got all my principal paid back and it made me 3,7 EUR on the last month. Ill probaly invest the money back into <b>Estateguru</b> or put it into Mintos, I havent made up my mind yet.<br />
<br />
One other investment made my 16 EUR of passive income.<br />
<br />
And finally the dividends! TKM1T pays its dividends once per year so I got 337,48 EUR dividends from there. Other companies didnt pay me any dividends in April. From my other Baltic stock holdings Im expecting dividends in June and July, I probably wont buy any more Baltic stocks at the moment though, maybe something in Fall but not yet. Currently Im more focused on the US market and Im holding my eyes on the Nordic market as well.<br />
<br />
Total passive income was 398,82 EUR which is 2/3 of my 2015 total passive income. Its just amazing how fast the snowball rolls and gets bigger! It gives me a lot of motivation to continue and I hope you got some extra motivation from it too!<br />
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<br />dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com0tag:blogger.com,1999:blog-6833831811593708496.post-90715052067552289432016-04-07T11:42:00.002-07:002016-04-07T11:42:23.930-07:00Stock buy! MAINI had my eyes on a few stocks but they were all too expensive at the moment except MAIN. I got myself 70 shares at the price of 30,45 USD per share. The stock yields a bit over 7% currently and it pays dividends monthly which allows me to reinvest the dividends a bit faster.<br />
<br />
I should receive some bigger amounts of dividends this month, so its quite possible that I will make another buy soon!dividendstrainerhttp://www.blogger.com/profile/06158955641460513087noreply@blogger.com3