Tuesday, April 4, 2017

Month summary: March 2017



At the start of every month I will make a small summary of my previous month. I will report my passive incomes and then will make a small summary what I think about the previous month, check for mistakes that have been made and how to improve my portfolio in the future.

Passive incomes: 240,03 EUR

Stocks total- 129,54 EUR

MAIN 11,01 USD
CVX 17,44 USD
HCP 16,35 USD
F 23,8 USD
IBM 20,23 USD
TGT 14,79 USD
FLO 27,2 USD
O 9,84 USD

P2P lending-
Mintos-70,95 EUR
Bondora- 6,42 EUR
Viventor - 0,4 EUR

Real estate crowdfunding-
Estateguru- 32,72 EUR

Savings from income 74,6%

Short summary:
Spring is finally showing its first signs and fortunately TGT price melted with the snow! I managed to add 51 shares of it at 53,4 USD per share. Now Im holding a total of 80 shares. 350 EUR went into Mintos making my portfolio worth 7000 EUR on the platform. Its possible to invest in different currencies there now and I converted 150 EUR into GEL and later that into PLN as there was no loans in GEL after I got paid back. April will crush a new personal best in monthly passive income :) Its incredible how fast the snowball is growing! In the first three months of 2017 Ive already earned more passive income than in 2015 total!

Friday, March 31, 2017

Stock buy! TGT

Last time I bought 29 shares in June 2016 at the price of 66,7 USD per share with a 3,36% yield. As the stock is on a discount at the moment I got myself 51 more shares at the price of 53,4 USD per share with a juicy 4,5% yield!
This buy raised my annual dividend income 122,4 USD.
I havent bought anything for a while and Im really happy there was this huge discount on TGT now :)


Friday, March 10, 2017

Month summary: February 2017



At the start of every month I will make a small summary of my previous month. I will report my passive incomes and then will make a small summary what I think about the previous month, check for mistakes that have been made and how to improve my portfolio in the future.

Passive income: 238,01 EUR

Stocks- 147,85 EUR
AAPL 8,24 USD
OHI 68,51 USD
MAIN 11,01 USD
OKE 19,34 USD
STON 17,76 USD
O 9,84 USD
ABBV 21,76 USD

P2P lending-
Mintos- 67,84 EUR
Bondora- 6,01 EUR
Viventor-  0,31 EUR

Real estate crowdfunding-
Estateguru- 0

Other: 16 EUR

Savings from income 26%

Short summary:
Savings are much smaller because I bought myself a new PC, I build it from parts and chose upper level parts which made it quite expensive but it should be able to run everything for the next 5-10 years easily. If you divide the cost of the PC on all the upcoming months I will use it, then its not so expensive anymore :)

Im glad that spring is finally coming and the weather should get warmer soon, theres already so much more light outside and the days are longer. Things on the stock market are not so bright as the prices are still too high to buy anything. Lets see what the prices will do in upcoming months, Id like to buy something already :)

Wednesday, February 1, 2017

Month summary: January 2017



At the start of every month I will make a small summary of my previous month. I will report my passive incomes and then will make a small summary what I think about the previous month, check for mistakes that have been made and how to improve my portfolio in the future.

Passive income total: 153,6 EUR

Stocks- 60,61 EUR

OHI 3,04 USD
MAIN 18,87 USD
HCP 13,27 USD
MO 20,74 USD
O 9,47 USD

P2P lending-
Mintos- 68,8 EUR
Bondora- 7,42 EUR
Viventor- 0,8 EUR

Real estate crowdfunding-
Estateguru- 0 EUR

 Other investments- 16 EUR

Savings from income 94,4%

Short summary:
From 2017 I have a bit more free time as I work only part time (60%) on my main previously full time job. This means 40% less earned from that job. I cant invest as much as previously but the extra free time is worth it, Ive been grinding 7 days per week for a few years now and its time to slow down. Plan is to work only 20h per week soon, at the moment its a bit over 40 I think and it used to be over 60h....
Even if I dont add any extra money to my investments I should be easily able to retire 100% before the age of 30 by just reinvesting the interests, but I will keep adding more money to do it sooner :)

Wednesday, January 11, 2017

Month summary: December 2016



At the start of every month I will make a small summary of my previous month. I will report my passive incomes and then will make a small summary what I think about the previous month, check for mistakes that have been made and how to improve my portfolio in the future.

Passive incomes:
Stocks- 252 EUR 

MAIN 25,9 EUR
CVX 16,5 EUR
F 16,59 EUR
IBM 19,17 EUR
SFG1T 120 EUR
TGT 14 EUR
FLO 25,77 EUR
KO 14,07 EUR

P2P lending-
Mintos-  71,32 EUR (6528 EUR on platform)
Bondora- 9,33 EUR (1067 EUR on platform)
Viventor-  0,8 EUR (53,69 EUR on platform)

Real estate crowdfunding-
Estateguru- 20,12 EUR

Other investments: 16 EUR

Total passive income: 367,59 EUR

Savings from income 92,7%

Short summary:
Month went by really fast and theres not much to say about it. Stock prices are getting really high again and its hard to find any attractive enough prices to buy. REITs are still quite attractive though, I managed to grab some shares of Realty Income, its really nice that they pay dividends every month.
Apart from the stock buy I didnt add any extra money anywhere else.
Overall the month was great as I managed to save a bit more than usually and the passive income was above average :)
I still havent used my car and keep on using my bike for transport which helps to save a lot more money and make me healthier.