Sunday, November 8, 2015

Protein fluff aka low calorie, cheap snack

Id like to share a simple recipe. I like it a lot because its low calorie and high protein which is perfect for someone like me who likes to eat a lot not just snack some small bites while dieting to lose fat.


You can experiment with different ingredients, careful though because too many berries can make it quite expensive.
Have fun experimenting!

Tuesday, November 3, 2015

Stock buy!

This time I bought 37 shares of ONEOK (OKE) at the price of 34,42 USD per share with a 7,15% yield. The company has increased its dividend for 13 years straight and hopefully continues to do so.
The stock prices in the energy sector are just too sweet at the moment to not buy them. Although it would be good to diversify my portfolio between different sectors a bit more. Theres a few stocks that I would really like to buy in the future, on of them is Coca-Cola company (KO) for example and other companies that have a good dividend growth rate.  Dividend growth rate is actually one of the main things I look in a company before buying their stock, Its perfect to have your passive income rise 5-10% every year without adding any stocks in your portfolio.

This month I will do at least 1 more stock buy, Ill check for something with a good price at the given moment.

Monday, November 2, 2015

Month summary: October 2015

October went by really fast, I almost even didnt notice when the month was already over.
I finally made myself a proper plan to lose that extra fat, I wasnt going anywhere without a plan but Ill talk about this and some nice low calorie snacks in another post :)

Lets look at the financial side now.
I managed to save 74% of my income in October. Worse than last month but its because I did some emotional buys but I dont regret them as I like to sometimes buy stuff too not just save. Its good to save for the future but you have to live in the moment as well not only think about the future.

Passive incomes

Bondora made me 23,26 EUR which is a new record :) And I didnt invest any extra money on the platform as they change something all the time and I dont want to read about all the changes so often. I want it to be passive.

Mintos hit a new record as well with 21,46 EUR. On that platform I actually added 200 EUR in October and I will get some more on it in the future as I really like the buyback system and the new Georgian 1 month loans with 12% interest are really nice as well.

Estateguru got me 12,63 EUR. I didnt add any extra money but I do have 400 EUR sitting on my account waiting for a project. I like the ones paying monthly interest more so I havent invested it yet.

Stocks paid me 4,8 EUR  dividends again. The only one paying was BBEP. I also bought 130 shares of TVEAT on the baltic market at the price of 13,6 EUR per share. This should add 117 EUR extra yearly income as dividends.

And one other loan got me 16 EUR of interest.


Its nice to see that the passive incomes are growing and growing! 

My portfolio stands at 16595 EUR and its mostly in stocks (67%):

Hopefully next month will be even better!